Information You Provide

• Contact Form Data: When you contact us, we collect your name, email address, subject, and message content.
• Calculator Inputs: Financial data you enter into calculators is processed locally and not transmitted to our servers.

Information Automatically Collected

• Usage Analytics: We may collect anonymous usage statistics such as which calculators are most popular.
• Technical Information: Browser type, device information, and IP address for security and performance purposes.
• Cookies: We use essential cookies for website functionality and may use analytics cookies with your consent.

We use the information we collect to:

• Respond to your inquiries and provide customer support
• Improve our calculators and website functionality
• Analyze usage patterns to enhance user experience
• Ensure website security and prevent abuse
• Comply with legal obligations

We do NOT use your information to:

• Sell or rent your personal data to third parties
• Send unsolicited marketing emails
• Store your financial calculation data
• Track you across other websites

Calculator Data

All financial calculations are performed entirely in your browser using JavaScript. Your input data:

• Never leaves your device
• Is not transmitted to our servers
• Is not stored in any database
• Is cleared when you close your browser or navigate away

Contact Form Data

When you submit our contact form:

• Data is transmitted securely using HTTPS encryption
• Messages are stored securely and accessed only by authorized personnel
• We retain contact form submissions for up to 2 years for support purposes
• You can request deletion of your contact data at any time

Security Measures

• HTTPS encryption for all data transmission
• Regular security updates and monitoring
• Limited access to personal data on a need-to-know basis
• Secure hosting infrastructure

Essential Cookies

We use essential cookies that are necessary for the website to function properly:

• Session management
• Security features
• Basic functionality

Analytics Cookies

With your consent, we may use analytics cookies to:

• Understand how visitors use our website
• Identify popular calculators
• Improve website performance

You can opt out of analytics cookies through your browser settings or our cookie preferences.

Third-Party Services

We may use the following third-party services:

• Email Service: Resend for contact form submissions (privacy policy: Resend Privacy Policy)
• Hosting: Vercel for website hosting (privacy policy: Vercel Privacy Policy)

You have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate personal data
• Deletion: Request deletion of your personal data
• Portability: Request transfer of your data in a machine-readable format
• Objection: Object to processing of your personal data
• Withdrawal: Withdraw consent for data processing at any time

To exercise these rights, please contact us through our Contact Page. We will respond to your request within 30 days.

• Calculator Data: Not stored - processed locally and immediately discarded
• Contact Form Submissions: Retained for up to 2 years for support purposes
• Analytics Data: Anonymized usage statistics retained for up to 26 months
• Security Logs: Retained for up to 12 months for security purposes

Data is automatically deleted after the retention period unless required for legal compliance or legitimate business purposes.

Our website is hosted on servers that may be located outside of Mauritius. When you use our service, your data may be transferred to and processed in countries with different data protection laws.

We ensure appropriate safeguards are in place for international transfers:

• Use of reputable hosting providers with strong security measures
• Contractual data protection clauses with service providers
• Compliance with international data protection standards

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will:

• Post the updated policy on this page
• Update the "Last updated" date
• Notify users of significant changes through our website

Your continued use of our service after changes constitutes acceptance of the updated policy.

If you have any questions about this Privacy Policy or our data practices, please contact us through our Contact Page.

For privacy-related inquiries, please include "Privacy Policy" in your subject line. We aim to respond to all privacy inquiries within 48 hours.